skip to main content

Financial Highlights

Financial Highlights
2020 FQ2 YTD
6/30/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Balance Sheet ($000)
Total Assets 6,632,972 6,012,672 5,807,026 5,623,708 5,384,236
Total Net Loans 4,946,542 4,410,652 4,037,097 3,736,950 3,500,140
Total Deposits 5,794,685 5,120,023 4,946,490 4,956,354 4,608,201
Equity Attributable to Parent Company 544,271 528,520 491,725 500,011 504,650
Total Equity 544,306 528,520 491,725 500,035 504,675
Profitability (%)
Net Income($000) 18,243 58,322 59,462 41,203 46,992
Net Income Attributable to Parent($000) 18,243 58,322 59,486 41,204 46,992
ROAA 0.58 0.99 1.05 0.75 0.90
Core ROAA 0.58 0.95 1.04 0.91 0.93
ROAE 6.77 11.36 12.21 8.02 9.16
ROATCE 6.77 11.36 12.56 8.42 9.61
Core ROAE 6.73 10.90 12.15 9.78 9.47
Net Interest Margin 3.33 3.35 3.22 3.28 3.27
Reported: Net Interest Margin 3.34 3.35 3.22 3.28 3.27
Efficiency Ratio 62.12 63.15 62.23 62.32 63.49
Noninterest Inc/ Operating Rev 16.69 17.48 18.15 17.68 18.96
Balance Sheet Ratios (%)
Loans/ Deposits 86.35 86.90 82.45 76.08 76.49
Securities/ Assets 17.80 19.04 23.66 26.81 27.42
Total Equity/ Total Assets 8.21 8.79 8.47 8.89 9.37
Tangible Equity/ Tangible Assets 8.21 8.79 8.47 8.86 9.29
Tang Common Equity/ Tang Assets 8.21 8.79 8.47 8.86 9.29
Asset Quality (%)
NPAs/ Assets 0.18 0.15 0.27 0.29 0.49
NPA Excl Restructured/ Assets 0.07 0.03 0.05 0.06 0.17
NPAs & 90+ PD/ Assets 0.20 0.17 0.28 0.30 0.51
NPAs/ Loans & REO 0.24 0.21 0.38 0.43 0.74
Nonaccrual & 90+ & OREO/ Assets 0.09 0.05 0.06 0.07 0.20
NPAs & 90+ PD/ Loans & REO 0.27 0.23 0.40 0.44 0.78
NPA & Loans 90+/ Tangible Common Equity + LLR 2.19 1.77 2.99 3.07 4.97
NCOs/ Avg Loans 0.18 0.15 0.02 0.11 0.03
Loan Loss Reserves/ Gross Loans 1.34 1.08 1.17 1.32 1.59
Reserves/ NPAs 550.34 521.71 307.08 307.51 215.41
Loan Loss Provision/ NCO 479.22 100.88 (116.96) (67.59) NM
Capital Adequacy
Tier 1 Common Capital (CET1)($000) 521,976 518,529 500,260 490,861 485,268
Tier 1 Capital($000) 571,976 568,529 570,260 578,607 562,460
Tier 2 Capital($000) 50,417 49,243 49,159 49,461 49,742
Total Capital($000) 622,393 617,772 619,419 628,068 612,202
Total Risk-weighted Assets($000) 4,583,277 4,529,801 4,215,353 3,945,350 3,952,612
Tier 1 Common Capital (CET1) Ratio(%) 11.39 11.45 11.87 12.44 12.28
Tier 1 Ratio(%) 12.48 12.55 13.53 14.67 14.23
Total Capital Ratio(%) 13.58 13.64 14.69 15.92 15.49
Liquidity Coverage Ratio(%) NA NA NA NA NA
Leverage Ratio(%) 8.93 9.53 9.88 10.35 10.64
Basel III Leverage Ratio(%) NA NA NA NA NA
Per Share Information ($)
Common Shares Outstanding(actual) 28,154,159 28,289,257 28,967,715 30,024,222 30,796,243
Avg Diluted Shares(actual) 28,190,132 28,677,100 29,609,907 30,638,140 31,224,894
Basic Book Value per Share 19.33 18.68 16.97 16.65 16.39
Book Value per Share, As Reported 19.33 18.68 16.97 16.65 16.39
Basic Tangible Book Value per Share 19.33 18.68 16.97 16.59 16.23
Tangible Book Value per Share, As Reported 19.33 18.68 16.97 16.59 16.23
Common Dividends Declared per Share 0.46 0.90 0.82 0.70 0.60
EPS after Extra 0.65 2.03 2.01 1.34 1.50
EPS after Extra Growth(%) (36.90) 1 50 (10.70) 7.10
Core EPS 0.65 1.95 2 1.63 1.55
Core EPS Growth(%) (32.30) (2.60) 22.50 5.20 5
Diluted EPS before Amortization 0.65 2.03 2.08 1.43 1.59
Pre-Provision Earnings per Share 1.23 2.24 2.05 1.54 1.40
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
Top